Student Health and Insurance
Howard Community College does not provide medical coverage for students who are accidentally injured during classes or who suffer injuries as a result of incidents between students. All students are encouraged to obtain their own medical insurance, especially if they participate in classes and/or activities which require physical activity or exposure to other health risks (e.g. nursing classes, science labs, physical education activities, dance and theater classes, clubs and student government activities, etc.).
Nursing and allied health students are required to meet specified health requirements. Documentation is required for proof of freedom from TB and immunity to rubella, rubeola, mumps, and varicella through vaccination or titer. Hepatitis B vaccine (HBV) or declination is also required and immunization for tetanus. Other requirements may apply.
The Maryland Health Benefit Exchange (MHBE), working in partnership with the Department of Health and Mental Hygiene, Maryland Insurance Administration, Department of Human Resources and statewide stakeholders has established Maryland’s state-based health insurance exchange, which opens each Fall. For further information, please call 855-642-8572 or visit http://www.marylandhealthconnection.gov on the internet.
The Door to Healthcare provides personal support for choosing the right health insurance plan. There are three locations to assist you in Carroll County, Frederick County and Howard County. Please visit www.doortohealthcare.org.
Authorized Insurance Brokers are licensed by the Maryland Insurance Administration and authorized by Maryland Health Connection. These brokers can help choose an insurance company and health plan suitable for students and families. For a full directory of authorized brokers, please visit www.marylandhealthconnection.gov/assets/Authorized-Broker-Directory-20131205.pdf.
International students attending the college on F-1 student visas are required to have health insurance that provides coverage for health care in the United States. For further information about these requirements, contact the office of admissions and advising.
Please note that students who are undocumented immigrants cannot obtain coverage directly through the Maryland Health Connection or Door to Healthcare but those agencies can help direct students to other available resources or possibly help students secure coverage through a documented individual if applicable. In addition, authorized insurance brokers may be a more viable option, therefore undocumented students are encouraged to contact an authorized insurance broker directly to help secure affordable health coverage.