2018-2019 College Catalog

Online Catalog

Determination of Need

Need for financial aid is determined by the following calculation:

Cost of Attendance (COA)


Expected Family Contribution (EFC)


Financial Aid (Need)

To determine the Expected Family Contribution (EFC), the calculation formula used is the Federal Need Analysis Methodology as mandated by the U.S. Congress. By completing the Free Application for Federal Student Aid (FAFSA), the student’s family contribution is calculated and reported on the Student Aid Report (SAR) which is emailed or mailed to the student’s home by the federal processor.